YES BANK Pop Club Credit Card Review: One Card for Endless Rewards
Bio
Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.
- 19 Jan 26
- 6 mins
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YES BANK Pop Club Credit Card Review: One Card for Endless Rewards
Shreyansh Singh- 08 Mins
- 19-01-26
Table of Contents
- YES BANK Pop Club Credit Card Joining Benefits
- YES BANK Pop Club Credit Cards Rewards
- Additional YES BANK Pop Club Credit Card Features
- Things to Keep in Mind on Earning POPCoins on YES BANK Pop Club Credit Card
- How to Redeem POP Coins?
- Who is Eligible to Apply for the YES BANK Pop Club Credit Card?
- YES BANK Pop Club Credit Card Charges
- How Can You Save Daily Using the YES BANK Pop Club Credit Card?
- Conclusion
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Love shopping? Then, how about a card that lets you earn 10 POPcoins on every ₹100 spent online? Yes, that is exactly what the YES BANK Pop Club credit card does for you. Sounds exciting, right? It even gets better.
When you pay using the RuPay Pop Club card via POP UPI, 1 POPcoin equates to ₹1. No confusing conversions, no reward math. Just real value, instantly. Ready to see how this card works its magic for you? Then, scroll down!
YES BANK Pop Club Credit Card Joining Benefits
The YES BANK Pop Club card welcomes you with benefits worth ₹5,000. Take a look:
- 500 additional POPCoins on card activation
- 3 months of Zomato Gold Mini membership
- 6 months of PharmEasy Plus membership
- ClearTrip voucher worth ₹750
YES BANK Pop Club Credit Cards Rewards
If you use your YES BANK Pop Club credit card just like other cards, you will earn:
- 10 POPcoins on every ₹100 spent on digital transactions
- 2 POPcoins on every ₹100 spent on other transactions
However, the real trick lies in using the Rupay variant of the Pop Club credit card on POP UPI, because that way you can additionally win:
- 2% POPcoins on all UPI transactions
- 5% POPcoins on shopping at the POP shop
- 5% POPcoins by spending on POP-partnered brand websites
Moreover, you will also get a brand-specific discount if you shop at partnered brand websites on top of all these earnings. This discount varies between 250+ ventures. Click here to explore all the Pop Club-partnered brands.
💡Want the rewards but not the hassle of tracking payments? Then, link your YES BANK Pop Club Credit Card to the Pice app. An all-in-one application that lets you set reminders, streamline all your credit cards and keep track of payments so you never miss a due date!
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Additional YES BANK Pop Club Credit Card Features
- Milestone Benefit: Spend ₹1,50,000 or more in a year and your annual fee is completely waived. Plus, you are rewarded with an extra 1,500 POPcoins as a bonus.
- Annual Benefit: Spend below ₹1,50,000 annually and the annual fee is just ₹399 + applicable taxes. To balance it out, you will receive 400 POPcoins as cashback.
Note: 1 POPCoin equates to ₹1.
Things to Keep in Mind on Earning POPCoins on YES BANK Pop Club Credit Card
- You have to spend a minimum of ₹25 to earn on POP UPI.
- Coins earned on offline and online payments are credited within 24 - 48 hours of monthly statement creation.
- Welcoming POPCoins are received between 37 and 48 days of card activation.
- Eligible milestones and annual benefits are credited after the 13th month of card issuance.
- POPCoins are valid for 365 days from the day of issuance.
- A maximum of 500 POPCoins can be earned per transaction using POP UPI.
- A maximum of 6,000 POPCoins can be earned per month using POP UPI.
You can track your POPcoins easily by signing into the POP App or website and selecting the coins icon at the top right corner.
Note: POPCoins are not earned on fuel, rent, wallet loads, government and marketing/advertising spends, ATM withdrawals, utility bills, insurance premiums, POI funding or EMI-converted transactions.
How to Redeem POP Coins?
You can redeem your POPcoins in the following ways:
- POP Shop: Use your POPcoins to pay on the POP marketplace at over 500 brands and enjoy instant discounts on products. The discount applied depends on your available POPcoins balance.
- POPcoins Partnered Brands: Redeem your POPcoins while shopping on POPcoins partner brand websites and receive discounts based on the applicable percentage.
- POPclub App: Explore mini-sized products and trial packs from popular brands, available exclusively in the ‘Minis’ section on the POPclub app.
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Who is Eligible to Apply for the YES BANK Pop Club Credit Card?
Any Indian aged between 21 and 60 years old is eligible to apply for the YES BANK Pop Club credit card. The applicant must have a stable annual income:
- ₹25,000 and above if salaried
- ₹750,000 and above if self-employed
Required documents include:
- PAN card or Form 60
- Recent salary slips or ITR/Form 16
- Valid address proof such as a passport, utility bill or driving license.
Note: Existing YES BANK cardholders are not eligible to apply.
YES BANK Pop Club Credit Card Charges
| Fee Types | Charges |
| Joining fee | NIL |
| Renewal fee | ₹399 (waived if annual spending reaches ₹1,50,000) |
| Interest Rate | 3.99% monthly (47.88% yearly) on revolving credit, cash advances and overdue amounts |
| Rental Transaction Fee | 1% or ₹1 (whichever is higher) on ₹1,000 rent 1% or ₹199 (whichever is higher) on rent above ₹1,000 |
How Can You Save Daily Using the YES BANK Pop Club Credit Card?
Suppose a working professional who shops online, orders food and pays daily expenses via UPI opts for the YES BANK Pop Club credit card. Here is an approximate monthly spending breakdown:
- Online shopping and subscriptions: ₹8,000
- UPI spends (groceries, cabs): ₹7,000
- Occasional POP-partnered brand shopping: ₹5,000
Total monthly spend: ₹20,000.
Rewards earned in a month:
- Online spends (10 POPCoins per ₹100) = 800 POPCoins
- UPI Spends via RuPay POP UPI (2% POPCoins) = 140 POPCoins
- Shopping on POP-partnered brands (5% POPCoins) = 250 POPCoins + instant brand discount
That means a total of 1190 coins earned, equating to ₹1190 per month. Plus, since approx monthly spends are ₹20,000, the yearly spending will reach ₹2,40,000, higher than ₹1,50,000, translating to another 1,500 POPCoins. This means every year you can save more than ₹15,000 from your everyday transactions just by focusing them on your YES BANK Pop Club card.
💡Stressed about managing multiple payments on a single card? Just like you are earning smart, pay all your bills even smarter with the Pice app. PICE manages all your credit card payments so you never worry about due dates again.
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Conclusion
The YES BANK Pop Club Credit Card is designed for digital-first spenders who want simple, instant rewards. With POPcoins equal to rupees, strong UPI benefits, partner discounts and low fees, the Yes Bank Pop Club credit card helps you save daily while turning routine spending into real value effortlessly today.
FAQs
What is the reward value of POPcoins?
Each POPcoin earned on the Yes Bank POP Club credit card equals ₹1.
Is the YES BANK Pop Club Credit Card lifetime free?
No, it has a ₹399 annual fee, waived on ₹1,50,000 yearly spends.
Can I use the card for UPI payments?
Yes, the RuPay variant supports POP UPI payments with extra rewards.
How many POPcoins can I earn monthly on UPI?
You can earn up to 6,000 POPcoins per month via POP UPI.
Who can apply for the Yes Bank Pop Club credit card?
Indian residents aged 21–60 with eligible income can apply.
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